GENERAL LIABILITY

A BOP’s general liability insurance coverage is comparable to a typical commercial general liability insurance coverage (CGL) policy, in that it protects your business against claims of bodily injury or property damage. A BOP’s general liability coverage also provides business liability insurance coverage to pay the cost of:

  • A legal defense in a lawsuit arising from an accident that causes bodily injury
  • Property damage
  • Claims such as libel, slander and false advertising – even if those claims are meritless


General liability insurance does not protect your business in the event that a client accuses you of professional errors or negligence. Those types of claims are normally covered by a professional liability insurance policy



20% Claims
Dwelling
Other Structures
5% Complete
Personal Property
5%
Loss of Use
60%
Personal Liability
60%
Medical Payments