Lovett Insurance stands behind you and your family when the unexpected happens.
Our umbrella insurance offers additional insurance protection above your current auto and homeowners policies that secures the lifestyle you've worked hard for.
Your assets, your college fund, your nest egg, your retirement savings — they could be at risk from legal liability claims without the right level of coverage.
With umbrella coverage you can choose up to $5 million in added liability protection.
UP TO $5 MILLION IN COVERAGE
that extends well beyond your home and auto insurance policies
PERSONAL INJURY COVERAGE
for claims of libel, slander, defamation of character and more
for incidents that happen abroad
VACATION RENTAL LIABILITY
protection for boats, jet skis, scooters and other rentals
for attorneys' fees and other legal costs
How Personal Umbrella Coverage Protects You
Consider this scenario: You're sued for $1 million after an auto accident or an incident on your home or property. But your insurance only covers up to $500,000 in damages. Who's responsible for the other $500,000 if you're ordered to pay it? You are — unless you have Personal Umbrella insurance. Personal Umbrella insurance covers you and your family by paying claims that exceed the liability limits of your existing auto or homeowners policy. With Personal Umbrella coverage, your home is safe. Your lifestyle is safe. You're safe.
Who Needs Personal Umbrella Coverage?
Personal Umbrella insurance isn't just for the wealthy. It's for everyone. That's why we offer comprehensive and affordable protection. If you drive a motor vehicle or you own a home or condominium, you're vulnerable to legal action and large judgments. If you have an ATV, RV, boat, or motorcycle, your need for extra protection is even more important.